It's a forgivable, down payment assistance program that is designed to help people become homeowners. In essence, it's free money. The program offers a $20,000 grant to qualifying first time home buyers. This money is provided as a second loan with 0% interest and is completely forgiven after 5 years.
There is no catch, really. You need to be able to qualify to buy a home. There are some income restriction limits. This program is only valid in Sacramento County and West Sacramento. And you must attend a class in order to qualify for free money. Other than those guidelines, there is no "catch". Just an amazing program designed to help people become homeowners.
It's easy to tell if you qualify. If your credit score and income is good enough to qualify for a mortgage, it's highly likely that you will be a candidate for this program. To see if you qualify, just reach to us and we will take you through the steps.
*We will introduce you to a licensed mortgage professional that will make sure you are ready for this free money.
The following occupations are eligible for $22,500.
Kristy Ruhkala has been helping clients obtain mortgage loans since 2002 and can walk you through the qualifying process required to get you $20,000 in grant money.
“The entire experience was perfect and I’m very grateful!”
We will be in touch shortly and look forward to chatting with you.